Ch-ch-ch-changes! (Finance Industry Regulations)

Financial services are (some would say) a loosely regulated, complex, multi-faceted global industry. It covers off everything from lending, to stocks, to insurance and increasingly complicated investment products. The negative light that has shone so brightly on the industry (rightly so) since 2008/9 has made way for regulatory changes even in Canada… a nation whose […]

Read more
Let’s all be Beyonce!

Uninspired. Unmotivated. Many of us get that way. You lose sight of what your goals are. You reach a goal and don’t bother extending it. Or this thing called life just gets in the way. I love the phrase “you have as many hours in the day as Beyonce“, and although I’m fully aware of that fact, […]

Read more
Why should YOU have a financial plan?

Taxes are done for another year…. Phew! Now what? Sit back and reflect on your 2015 tax preparation and outcome. Do you: Get a sizeable return, or have to pay? Have difficulty finding all your receipts, and are worried you’ve missed out? Have questions about your tax return, including tax and retirement planning? If you […]

Read more
Tax Time

As the tax filing deadline looms, you’re likely falling into one of three categories: the early filer — sitting pretty without stress the quarterback — you’ve already passed your ball (tax docs) to your accountant the countdown-er — you’re hoping you’ll have your shoebox of receipts put together by April 29th, with a 5pm drop-off […]

Read more
2016 Federal Budget: A Summary

Reading time: 8 minutes The new Liberal federal government released its 2016-17 budget on March 22, 2016, in line with campaign promises to spend on infrastructure in order to spur on the economy and create jobs for Canadians. A deficit budget was expected, and delivered, but you may be wondering how it would affect (or benefit) […]

Read more
Market Turmoil? That’s an understatement…

I know – you might be feeling a little panicked right now. Many are, with the headlines that the markets are seeing lows not seen since the 2008 financial crisis. The truth is that the North American stock markets are still well above the lows of 2008 (lowest close was nearly 8000 for the TSX, […]

Read more
Where oh where is Will? Not to mention its Executor…

  Wills and proper estate planning is something that very few of us want to talk about with our family – especially our parents. Mostly looked upon as a taking of inventory of a person’s possessions and finances, a Will can mean so much more and document everything from medical last wishes or charitable bequests, […]

Read more
Referrals: The good, the bad and the ugly

  A mainstay to business development for many is receiving referrals from existing clients, or centres of influence. A referral gives a company, professional or independent validation that the service they’re providing is stellar, while also helping to build business with a warm lead. People like to do business with people they know, or know […]

Read more
Budget Season 2015 – Did you miss it?

The week of April 20th, 2015 was a busy one for our federal and provincial Ministers of Finance as both Canada and Ontario revealed their 2015 proposed budgets to the public. There was some hooplah, some shock and awe at the proposed sale of a part of Hydro One and other Ontario government assets to […]

Read more
Show Me The Money!

How much do your finances affect other aspects of your life? If you were expecting a fabulous picture of Tom Cruise as Jerry Maguire screaming the fabulous catchphrase of the movie, my apologies.  I’m not enough of a fan to pull that off, but I do encourage you to picture that image in your head […]

Read more