There are years when many of the federal budget items passed don't really affect most Canadians' personal finances. This year isn't one of them. We'll break down the budget points, how they'll affect the average Canadian, and when they'll be in effect (if known)....
Investing
The New Retirement Reality
This year's market volatility, rising interest rates, increased inflation and housing prices becoming almost out of reach for so many Canadians has folks needing to review their traditional views on retirement. This is something that's manageable for those 20 or more...
A mind-blowing look at RRSP vs TFSA
No pressure here, but this article will attempt a few things: share some truths about long-term savings and investments dispel some myths around RRSP and TFSA accounts show you one simple strategy to get the most of both worlds, which will blow your mind Here we go!...
Our dollars don’t go as far today
While there has always been an effective case for investing and having your money work for you to grow your wealth, when we see inflation rising and overall positive market performance, it makes even more sense. It was reported that the Consumer Price Index (which is...
Tax Planning Starts Now!
If I had a dollar for every time I've said that tax planning shouldn't just come in April when it's time to submit our income taxes. It's a practice that should be ongoing and especially reviewed once you've filed your previous year's taxes and received your Notice of...
Master Your Money: Investing 101
With more and more people working remotely, staying at home and having a little more time to think about their money while watching the media focus on markets climbing up and up, there has been a considerable rise in individuals considering some self-directed...