Budget Season 2015 – Did you miss it?

The week of April 20th, 2015 was a busy one for our federal and provincial Ministers of Finance as both Canada and Ontario revealed their 2015 proposed budgets to the public. There was some hooplah, some shock and awe at the proposed sale of a part of Hydro One and other Ontario government assets to […]

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Show Me The Money!

How much do your finances affect other aspects of your life? If you were expecting a fabulous picture of Tom Cruise as Jerry Maguire screaming the fabulous catchphrase of the movie, my apologies.  I’m not enough of a fan to pull that off, but I do encourage you to picture that image in your head […]

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Christmas Budget Time

T’is the season again… the coffee shops are sporting their holiday cups, the stores have crossed over their seasonal sections to Christmas, and the early starters are digging out their holiday decor.  The inevitable gift shopping and entertaining begins not long thereafter.  Come January, one of the biggest challenges many of us face is coming […]

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Headline Update… where do the stories go?

It was six years ago now that we saw what was one of the largest economic declines, recessions and depressions in the developed nations in fifty years.  We saw not only businesses, banks and insurance companies faced with having to close their doors, but entire countries were in economic ruin.  The terms “too big to […]

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Planning for Success

We’re well into the last quarter of 2014 and if you own a business there’s no better time than the present to be looking at 2015.  What are your short- and long-term goals for the new year?  What’s working, and what’s not?  Where did 2014 fall short for you?  What changes to your business will […]

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Excuse me while I wake from my slumber…

Where oh where did the summer go?  That seems to be what everyone is saying this week as we enter into the unofficial autumn… kids back to school, people back in “work mode”, phones ringing steadily again.  And although not a usual trend, I found myself taking a bit of a break from business… a […]

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Ontario Budget 2014… what does it mean?

I’m not sure if the news reel this past week was more succumb with election details and the rejection of the proposed Ontario Provincial Budget than the details of the budget itself, but politics aside I wanted to address the key points to this proposed budget and what it would mean to you.  Obviously, even […]

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Canada’s Banks thriving: what it means for you

After stumbling upon this article in the Globe and Mail online today, it got me thinking about the economic growth here in Canada, and how it’s affecting the average income-earner.  Canadian Banks seldom do poorly — but as publicly traded companies that bear an above-average influence on the stock markets they’re traded in, even the […]

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Tips for Successful Cashflow Management

Eeeek!  BUDGET!  No one likes to hear that word.  Even so, whether you’re having to budget because you have no other choice, or just want to get a handle on your personal finances, it doesn’t hurt to pay a little attention to where the dollars are going.  With the coupling of credit and debit card […]

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That beautiful relationship… Part I

A beautiful relationship does not depend upon how good we understand someone, but on how well we avoid misunderstandings. Now… don’t worry, this hasn’t suddenly turned into a love and relationship therapy newsletter.  I’ll leave that to the professionals!  I’m more interested in all types of relationships in life… from romantic, to business… and what […]

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